--- title: "What Does Your Budget Buy in Plano, TX? | Rob Poulton, eX..." description: "A clear-eyed breakdown of what $400K, $500K, $700K, and $1M actually deliver in Plano, Texas in 2026." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": [ "RealEstateAgent", "LocalBusiness" ], "@id": "https://planotxrealestate.com/#business", "name": "Rob Poulton, eXp Realty", "url": "https://planotxrealestate.com", "email": "rob@lonewolfrealtygroup.com", "telephone": "+1-512-817-2174", "image": "https://planotxrealestate.com/og-default.jpg", "priceRange": "$$$", "description": "Plano, Texas real estate specialist with eXp Realty. 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Rob Poulton, Rob Poulton, eXp Realty, eXp Realty, License 846287, rob@lonewolfrealtygroup.com **Quick Answer:** In Plano, $400K–$450K buys a 3-bed starter in older 75024. $500K–$650K is the sweet spot, 4-bed, 2,400+ sq ft homes in Granite Park, Oak Point, or Windhaven. $700K–$1M opens up Legacy West and Granite Park. Above $1.2M, you're in custom estates or premium golf-course lots. ## $350K to $450K: Entry Plano At this tier, buyers typically look at 3-bed homes in the 1,400–1,900 sq ft range, often in established 75024 sections like Starcreek, Oak Point, or older Windhaven. Homes are 20–30 years old; condition varies. There is essentially no new construction in Plano at this price. ## $450K to $650K: The Plano Sweet Spot This is where Plano's value proposition is clearest. Buyers consistently find 4-bed, 2.5-bath homes in the 2,200–2,800 sq ft range. Communities include Granite Park, Oak Point, Windhaven, Windhaven, and the lower end of Starcreek. For relocation buyers from California or the Northeast, this tier consistently produces genuine astonishment. ## $650K to $1M: Premium Plano Above $650K, buyers access Legacy West, the upper sections of Starcreek and Oak Point, and parts of Granite Park. Expect 2,800–3,800 sq ft, updated kitchens, larger lots, dedicated office or game room, and outdoor living. Pool homes become common. ## $1M+: Estate Tier At $1M and above, buyers move into Granite Park's premium lots, Legacy West golf-course frontage, and custom builds in Lost Creek Ranch, The Reserve at Watters, and Windhaven. For acreage-style estates, neighboring Allen, Bertram, and Burnet (Allen ISD) typically deliver more land per dollar than staying inside Plano city limits. ## Ready to Talk Plano? Rob Poulton knows this market at the neighborhood level. No pressure, just straight answers. [Schedule a Free Consultation](/contact)[Search Plano Homes](https://search.lonewolfrealtygroup.com/i/plano-tx) ## More Articles [ Local Guide ### The Local's Guide to Plano, TX: What Nobody Else Will Tell You Plano is one of the most consistently livable cities in Collin County. Here's what actually matters if you're considering a move, and what the listicles leave out. ](/articles/living-in-allen-tx)[ Comparison ### Plano vs. Frisco vs. Frisco: An Honest Comparison for Collin County Buyers When buyers narrow down DFW metro suburbs, Plano, Frisco, and Allen come up constantly. Here's the comparison you actually need. ](/articles/allen-vs-plano-vs-frisco) [![Rob Poulton, eXp Realty – Plano TX Real Estate, brokered by eXp Realty](/assets/logo-white-CjQwYmTp.webp)](/) Brokered by eXp Realty, LLC. Serving Plano and Collin County with data-driven analysis, transparency, and results. License 846287 Contact Rob Poulton [☎ 512-817-2174](tel:+15128172174)[rob@lonewolfrealtygroup.com](mailto:rob@lonewolfrealtygroup.com) Plano, TX Quick Links [Home](/)[Neighborhoods](/neighborhoods)[Buyers Guide](/buyers-guide)[Sellers Guide](/sellers-guide)[Market Report](/market-reports)[Articles](/articles)[Contact](/contact) Legal [TREC Information About Brokerage Services](https://www.trec.texas.gov/sites/default/files/pdf-forms/IABS%201-0_1.pdf)[TREC Consumer Protection Notice](https://www.trec.texas.gov/sites/default/files/pdf-forms/CN%201-4-1_1.pdf)[Privacy Policy](/privacy-policy)[Terms of Service](/terms-of-service) ⌂ Equal Housing Opportunity Information contained on this site is compiled from public sources and is intended for educational purposes. The information is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor eXp Realty, LLC shall be responsible for any typographical errors, misinformation, or misprints. Specific property advice, valuations, and investment recommendations should be discussed directly with a licensed real estate professional. Market data is current as of May 2026 and subject to change. Consult a licensed mortgage professional for financing estimates. © 2026 Rob Poulton | eXp Realty. Brokered by eXp Realty, LLC. All rights reserved. [Powered by Azulio.ai](https://azulio.ai) ![](https://p.alocdn.com/c/7zq8xpzm/a/etarget/p.gif?label=c4c16460-e820-4e04-b58a-b60f3c23fc26&title=What%20Does%20Your%20Budget%20Buy%20in%20Plano%2C%20TX%3F%20%7C%20Rob%20Poulton%2C%20eX...&url=https%3A%2F%2Fplano-texas.lovable.app%2Farticles%2Fwhat-does-your-budget-buy-allen-tx&auid=fc679333-c243-479a-b84c-932e0232805b)